Comparing Auto Insurance Companies

To save money, financial advisers recommend soliciting new auto insurance quotes on an annual basis. The factors that determine your insurance rates -- such as actuarial tables, your age, the value of your car and the risk assessment of your area - can fluctuate from one year to the next. In addition, any adverse events on your driving record -- such as accidents, tickets and past claims -- are removed after a period of time, usually around seven years. With these changes over time, the lowest rate for your policy needs may be found at a different insurer. The guidelines below and the car insurance quote tool on this page will help you compare auto insurance companies and save money.

First, be sure to choose an insurer that will be easily accessible when you need them. While an online presence is important, it is even more important to have the option to call an agent or claims representative when you have questions. The auto insurance company that you choose should provide a telephone number which leads to the opportunity to speak to an actual human being.

In addition, after obtaining your free auto insurance quote on this page, check that the coverage being offered is comparable to the coverage that is provided by your current insurer. The regulations required by your finance agency in the terms of your lease or purchase agreement may also require a certain minimal amount of coverage.